Chocolate Chip Bagels: A Delicious Homemade Treat

Chocolate chip bagels are a delightful twist on the classic bagel, combining the chewy texture of traditional bagels with the rich, sweet taste of chocolate chips. Whether you’re making them from scratch or looking for creative toppings, this guide will cover everything you need to know.

From the best ways to add chocolate chips to bagel dough to healthy alternatives and delicious spreads, let’s dive into the world of chocolate chip bagels.

Looking for more delicious homemade baked goods? Check out our ultimate guide to homemade bread for more inspiration!


How to Make Chocolate Chip Bagels from Scratch

Ingredients You Need

Making homemade chocolate chip bagels requires basic pantry staples. Here’s what you’ll need:

  • 4 cups bread flour (for a chewier texture)
  • 2 teaspoons salt
  • 1 packet (2 ¼ teaspoons) active dry yeast
  • 1 ½ cups warm water
  • 2 tablespoons honey or sugar
  • ½ cup chocolate chips (semi-sweet or dark)
  • 1 egg (for egg wash)

Step-by-Step Instructions

  1. Activate the Yeast
    • In a bowl, mix warm water and honey (or sugar). Sprinkle yeast over the top and let it sit for 5–10 minutes until it becomes foamy.
  2. Make the Dough
    • In a large mixing bowl, combine flour and salt. Pour in the yeast mixture and knead the dough for about 10 minutes until smooth and elastic.
  3. Add the Chocolate Chips
    • Gently knead in the chocolate chips, ensuring they are evenly distributed throughout the dough.
  4. First Rise
    • Place the dough in a greased bowl, cover, and let it rise in a warm place for about 1 hour or until doubled in size.
  5. Shape the Bagels
    • Divide the dough into equal pieces and shape them into balls. Use your finger to poke a hole in the center, stretching slightly to form the classic bagel shape.
  6. Boil the Bagels
    • Bring a large pot of water to a boil and add a tablespoon of honey. Drop bagels in, a few at a time, boiling for 30–45 seconds on each side.
  7. Bake to Perfection
    • Place bagels on a lined baking sheet, brush with an egg wash, and bake at 400°F (200°C) for 20–25 minutes until golden brown.

How to Add Chocolate Chips to Bagel Dough

Kneading chocolate chip bagel dough by hand.
Mixing chocolate chips into soft bagel dough for an even, delicious spread.

The Best Way to Incorporate Chocolate Chips

Adding chocolate chips to bagel dough can be tricky because kneading too much can cause them to melt or break apart. Here’s how to do it right:

  • Use Cold Chocolate Chips: Keeping the chocolate chips cold before adding them prevents melting.
  • Add After Initial Kneading: Knead the dough first, then gently fold in the chocolate chips.
  • Use Mini Chips for Even Distribution: Mini chocolate chips spread more evenly, preventing large chunks in one spot.

Alternative Chocolate Mix-Ins

If you want to experiment beyond standard chocolate chips, try these delicious alternatives:

  • White Chocolate Chips: For a sweeter, creamier flavor.
  • Dark Chocolate Chunks: Adds a more intense chocolate taste.
  • Cocoa Nibs: A healthier alternative with a crunchy texture.
  • Chocolate Swirls: Instead of chips, fold melted chocolate into the dough for a marbled effect.

Avoiding Common Mistakes

  • Melting Chocolate in Dough: If your kitchen is warm, refrigerate the dough before adding chocolate chips.
  • Uneven Chocolate Distribution: Mix chocolate chips with a small amount of flour before adding them to the dough.
  • Burning Chocolate Chips During Baking: Cover bagels loosely with foil in the last few minutes if the chocolate chips are over-browning.

What to Put on a Chocolate Chip Bagel

Classic Toppings for Chocolate Chip Bagels

Chocolate chip bagels taste great on their own, but the right toppings can take them to the next level. Here are some top choices:

  • Cream Cheese: A simple classic that complements the chocolate flavor. Try plain, vanilla, or cinnamon-flavored cream cheese.
  • Peanut Butter: A rich, protein-packed option that pairs perfectly with chocolate.
  • Nutella: Double down on the chocolate goodness with a Nutella spread.
  • Butter and Honey: Melted butter with a drizzle of honey enhances the sweetness.
  • Strawberries and Whipped Cream: A fruity and creamy option for a gourmet touch.

Healthy Alternatives

For a lighter option, consider these nutritious spreads:

  • Greek Yogurt with Honey: High in protein and slightly tangy to balance the sweetness.
  • Mashed Banana: Natural sweetness without added sugar.
  • Almond Butter: A heart-healthy alternative to peanut butter.

Savory Pairings (For a Unique Twist)

Although chocolate chip bagels are sweet, they can also be paired with savory ingredients:

  • Cream Cheese and Smoked Salmon: A sweet-and-savory contrast that works surprisingly well.
  • Ricotta Cheese with Walnuts: Adds a creamy and crunchy texture.
  • Goat Cheese and Fig Jam: A sophisticated flavor combination.

Are Chocolate Chip Bagels Healthy?

Nutritional Breakdown of Chocolate Chip Bagels

Chocolate chip bagels are undeniably delicious, but are they healthy? The answer depends on the ingredients, portion size, and how they fit into your diet. Here’s a basic nutritional breakdown for one medium-sized chocolate chip bagel (about 100g):

NutrientAmount per Bagel
Calories280-350 kcal
Carbohydrates55-65g
Sugar8-12g
Protein8-12g
Fat3-6g
Fiber2-4g

Bagels are primarily carbohydrate-heavy due to flour and sugar, and chocolate chips add extra sugar and fat. However, there are ways to make them healthier.

Health Benefits of Chocolate Chip Bagels

While they’re often seen as an indulgence, chocolate chip bagels do offer some nutritional benefits:

  • Energy Boost: Thanks to their carbohydrate content, they provide long-lasting energy, making them a great breakfast option.
  • Protein Content: If made with whole wheat flour or added protein sources (like Greek yogurt in the dough), they can help keep you full longer.
  • Dark Chocolate Benefits: Using dark chocolate chips instead of milk chocolate reduces sugar while providing antioxidants that support heart health.

How to Make Chocolate Chip Bagels Healthier

If you’re looking for a more nutritious version, try these simple swaps:

  1. Use Whole Wheat or Almond Flour – This increases fiber and protein while lowering blood sugar spikes.
  2. Reduce Added Sugar – Chocolate chips already add sweetness, so cut down on additional sugar in the dough.
  3. Increase Fiber Content – Adding ingredients like chia seeds, flaxseeds, or oats improves digestion and keeps you full longer.
  4. Portion Control – Instead of eating a full bagel, opt for a half-serving with a protein-packed topping.

Should You Eat Them Regularly?

Chocolate chip bagels can be part of a balanced diet if consumed in moderation. They’re best enjoyed as an occasional treat rather than an everyday meal, especially if you’re watching sugar intake or trying to lose weight.


What to Put on a Bagel Without Cream Cheese?

Chocolate chip bagel topped with peanut butter and banana slices.
A delicious chocolate chip bagel paired with peanut butter and bananas for a perfect breakfast.

Why Skip Cream Cheese?

While cream cheese is a classic bagel topping, some people prefer to avoid it due to:

  • Dairy Sensitivities or Allergies
  • High Saturated Fat Content
  • Desire for a Healthier Alternative

Luckily, there are plenty of delicious and creative substitutes!

Best Cream Cheese Alternatives

Sweet Options

If you love sweet flavors, try these alternatives:

  1. Peanut Butter or Almond Butter – Adds protein and healthy fats while complementing the chocolatey taste.
  2. Mashed Banana – Naturally sweet and creamy, with added fiber and potassium.
  3. Greek Yogurt with Honey – A high-protein option with a tangy and slightly sweet flavor.
  4. Ricotta Cheese with Cinnamon – Lighter than cream cheese but just as creamy, with a hint of spice.
  5. Coconut Butter – A dairy-free option that adds a smooth, tropical taste.

Savory Options

For those who prefer a savory twist, these toppings work well:

  1. Hummus – A creamy, protein-packed spread that balances sweetness with a nutty taste.
  2. Avocado Mash – A trendy and nutritious choice, offering healthy fats and a smooth texture.
  3. Goat Cheese – Provides a rich, tangy contrast to chocolate chip bagels.
  4. Nut-Based Cheese Spreads – Vegan-friendly alternatives that mimic cream cheese’s texture.
  5. Cashew Butter – A mild-flavored nut butter that complements chocolate without overpowering it.

Unexpected Combinations to Try

  • Dark Chocolate Hummus – A unique blend of chocolate and chickpeas for a creamy, sweet spread.
  • Tahini and Maple Syrup – A nutty and lightly sweet combination for a sophisticated flavor.
  • Apple Butter – A fruity alternative that pairs perfectly with warm bagels.

Is a Bagel Still a Bagel Without a Hole?

The History Behind the Bagel Hole

The hole in the center of a bagel is not just for aesthetics; it has historical and functional significance. Traditionally, bagels were made with holes to:

  • Cook More Evenly – The hole allows heat and water to reach all parts of the dough during boiling and baking.
  • Easier Transport & Display – Vendors would stack bagels on wooden dowels or string them together for easy carrying.
  • Prevent a Doughy Center – The hole ensures the inside of the bagel is cooked evenly rather than remaining underbaked.

What Happens If a Bagel Doesn’t Have a Hole?

Bagels without holes still maintain a chewy texture, but they’re denser and softer in the center. Some specialty bagels, like bialys, feature a shallow indent instead of a full hole.

Hole vs. No Hole: Which One is Better?

FeatureTraditional Bagel (With Hole)Hole-Free Bagel
TextureChewy, slightly crisp crustSofter, more bread-like
Baking TimeFaster due to even heat distributionLonger baking time
Common UsesClassic bagels with spreads or sandwichesBagel sandwiches or filled bagels

Famous Variations Without Holes

While classic bagels feature a hole, some styles skip it altogether:

  • Bialy – A Polish-style bagel with an indent instead of a hole, filled with onions or poppy seeds.
  • Stuffed Bagels – Some bakeries remove the hole to fill bagels with cheese, meats, or even Nutella.
  • Mini Bagel Bites – These bite-sized versions omit the hole for a denser, chewy texture.

Does It Still Count as a Bagel?

Purists argue that without a hole, it’s just bread, but modern variations prove that bagels come in many forms. Whether you enjoy a classic round bagel or a stuffed, hole-free version, the essence of a bagel lies in its chewy texture and signature crust.


Creative Variations of Chocolate Chip Bagels

Different Types of Chocolate Chip Bagels

While the classic chocolate chip bagel is delicious on its own, there are many ways to enhance its flavor and texture. Here are some creative variations:

Double Chocolate Bagels

  • Replace ¼ cup of flour with unsweetened cocoa powder.
  • Use dark chocolate chips instead of regular ones for an intense flavor.
  • Sprinkle chocolate shavings on top before baking for a gourmet touch.

Cinnamon Chocolate Chip Bagels

  • Add 1 teaspoon of cinnamon to the dough for warmth and depth.
  • Use cinnamon-sugar topping before baking to create a crispy, caramelized crust.
  • Pair with honey butter or vanilla cream cheese for a cozy flavor profile.

Chocolate Chip & Walnut Bagels

  • Mix ¼ cup of chopped walnuts into the dough along with chocolate chips.
  • Walnuts add crunch and a nutty contrast to the sweetness.
  • Toast before serving to enhance the flavors.

Chocolate Chip & Orange Zest Bagels

  • Add 1 tablespoon of orange zest to the dough for a citrusy balance.
  • Use semi-sweet chocolate chips, as they pair well with orange flavors.
  • Serve with mascarpone cheese for a sophisticated breakfast.

Gluten-Free and Vegan Chocolate Chip Bagels

For those with dietary restrictions, it’s easy to adapt chocolate chip bagels to be gluten-free or vegan.

Gluten-Free Version

  • Use gluten-free all-purpose flour with xanthan gum for elasticity.
  • Substitute honey with maple syrup for a dairy-free alternative.
  • Increase the baking time slightly, as gluten-free dough tends to be denser.

Vegan Version

  • Replace the egg wash with almond milk for a glossy finish.
  • Use dairy-free chocolate chips, such as dark chocolate or carob chips.
  • Substitute butter with coconut oil to keep the dough moist.

Chocolate chip bagels are incredibly versatile, and these variations offer a fresh take on a beloved classic. Whether you prefer a traditional bagel or an innovative twist, there’s a version for every palate.


How to Store and Reheat Chocolate Chip Bagels

Toasting a chocolate chip bagel for a warm and crispy texture.
A chocolate chip bagel fresh out of the toaster, ready to be enjoyed.

Proper Storage Methods

Chocolate chip bagels taste best when fresh, but you can extend their shelf life with proper storage. Here are the best methods:

Room Temperature Storage

  • Place bagels in an airtight container or resealable bag to prevent them from drying out.
  • Store at room temperature for up to 2 days.
  • Avoid refrigerating bagels, as it can make them stale faster.

Freezing for Long-Term Storage

If you want to keep bagels fresh for an extended period, freezing is the best option.

  • Slice bagels before freezing to make reheating easier.
  • Wrap each bagel in plastic wrap and store them in a freezer-safe bag.
  • Label with the date and use within 3 months for the best taste.

How to Reheat Chocolate Chip Bagels

Reheating bagels properly ensures they retain their soft interior and crisp exterior.

Using a Toaster

  • Place the sliced bagel directly in a toaster for a crispy texture.
  • Set to medium heat to avoid burning the chocolate chips.

Using an Oven

  • Preheat the oven to 350°F (175°C).
  • Wrap the bagel in foil and bake for 10 minutes for even warming.

Using a Microwave (Quickest Method)

  • Wrap the bagel in a damp paper towel to retain moisture.
  • Microwave for 15–20 seconds, checking frequently to avoid overheating.

By storing and reheating bagels correctly, you can enjoy their fresh taste for weeks without losing texture or flavor.


Frequently Asked Questions About Chocolate Chip Bagels

Are Chocolate Chip Bagels Healthy?

Chocolate chip bagels are a high-carb and moderate-sugar breakfast option. They provide energy and protein, but for a healthier version, consider using whole wheat flour and dark chocolate chips to reduce sugar content.

What Toppings Go Well with Chocolate Chip Bagels?

Some of the best toppings include:

  • Sweet Options: Peanut butter, almond butter, Nutella, honey, or cream cheese.
  • Savory Options: Goat cheese with fig jam, ricotta with cinnamon, or even a light layer of hummus.

How Do You Add Chocolate Chips to Bagel Dough?

To prevent chocolate chips from melting, knead them into the dough after the first rise and use cold chocolate chips for better distribution.

What Can You Put on a Bagel Without Cream Cheese?

For dairy-free options, try avocado, mashed banana, nut butters, Greek yogurt, or fruit preserves as delicious substitutes.

Are Bagels Healthy in General?

Bagels are high in carbohydrates but can be made healthier by using whole grains, reducing sugar, and adding fiber-rich ingredients.

Is a Bagel Still a Bagel Without a Hole?

Traditional bagels have a hole to cook evenly, but variations like bialys and stuffed bagels still count as bagels despite lacking a hole.


Chocolate chip bagels offer the perfect balance of chewy texture and chocolatey goodness. Whether you’re making them from scratch, experimenting with unique flavors, or finding the best toppings, there are endless ways to enjoy them. With proper storage, creative recipes, and healthy swaps, you can customize your bagels to fit any diet or preference.

Would you try a homemade chocolate chip bagel, or do you prefer store-bought ones? Let me know what your favorite toppings are!

Craving more sweet breakfast ideas? Explore our best breakfast recipes for more delicious treats!

 

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